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  1. HardlinesFour

    direct deposit/chime bank west coast

    The commercial & claims are a scam. Their claim to “two days early” is based on direct deposit, versus a paper check. You are better off going with the most convenient bank that best suits your needs.
  2. HardlinesFour

    Personal loan with BCU (target credit union)

    You should since their card carries no Annual Fee. If you can swing deposits on both of them, I'd open one with Discover as well. Discover it Secured | Secured Credit Card to Build Credit | Discover - https://www.discover.com/credit-cards/secured/
  3. HardlinesFour

    Personal loan with BCU (target credit union)

    Call BofA and ask them to do a product change to a card without an annual fee, DO NOT CLOSE IT if you can. If they do not offer you anything, the retention department may attempt to when you cancel the account. Make it clear that the annual fee is the reason your canceling, and you've been a...
  4. HardlinesFour

    Archived Allocating TGT 401(k)

    That sounds horrific. I mean.. when you turn 70, do you really still want to be bagging groceries? Or do you want to be enjoying your life, in Florida? That should be a easy one... It's not. Which is why you don't go all in on Target stock, and use lifecycle/pre-mixed. So wouldn't it be...
  5. HardlinesFour

    Archived Allocating TGT 401(k)

    Some of us briefly did well until 2008... You definitely do not want anywhere near 80% going into company stock. 80/20 sounds like a responsible, and conservative balance. :)
  6. HardlinesFour

    Archived Target Credit Union Auto loans

    Curious.. have you paid down that Balance to Zero, or are you carrying it? You don't have to answer, but.. I want you to know FICO (which is the only one you should worry about) has ZERO (Credit Utilization) memory and once the Bank/CU reports to them your current balance (typically right after...
  7. HardlinesFour

    Archived Why don't we get a Yearly Bonus?

    Hey... Those "Shops" made awesome final clearance gifts ;)
  8. HardlinesFour

    Archived TM Discount online

    And you can stack it with your RedCard discount, and... combine it with promo codes :)
  9. HardlinesFour

    Archived Target Paying For Hotel?

    It's been done ;) lol
  10. HardlinesFour

    Archived Target Paying For Hotel?

    I'd open a outdoor tent. And throw a mattress topper inside. Grab a nice blanket, and pillow from Domestics. Although, being in AP, I'd go into my office, where I can turn the light off. I couldn't sleep with all those floor lights.
  11. HardlinesFour

    Archived Target Paying For Hotel?

    Unfortunately No. Do you have any nearby friends, who'll let you crash at there place for the night?
  12. HardlinesFour

    Archived TM Discount on Target.com

    Well, I guess I got my answer :( Unless any of you Tech Wizards know a loop hole...
  13. HardlinesFour

    Archived TM Discount on Target.com

    Let's pretend a TM wants to purchase something on Target.com, but doesn't wanna use there RedCard, can such TM, actually make a purchase (with there discount) without one?
  14. HardlinesFour

    Archived for the cart attendants

    Not trying to be rude.. however, whoever wrote up the description for that petition, could really use some auto-correct
  15. HardlinesFour

    Archived It's official: no HMOs or PPOs next year

    You mean, by hiring 60% of employees (or more) part time.. so they don't even have to insure them in the first place.. Problem is, those employees, become un-loyal to the company, when they struggle and constantly fear there rent/mortgage payment every month.
  16. HardlinesFour

    Archived Hardship money?

    I do know, Walmart has one of these funds, as well. It's employee funded though.. Corporate doesn't help.
  17. HardlinesFour

    Archived $1 a hour Wage Increase for Everyone in our Store.

    I might be able to actually buy Starbux. Instead of the keurig stuff they (used to) leave in the break room.
  18. HardlinesFour

    Archived Free $50 gift card for with Target's Health Insurance.

    I filled out the survey, and do currently have the insurance. I wonder if I miss-typed my address?
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