A decade ago, Target had a limited rollout of a reloadable "Prepaid Debit Redcard" in some cities. This was NOT the Target Giftcard, it was a reloadable Redcard. You paid $5 to set up the card, and could reload it. Initially they allowed it to be reloaded with credit cards, and unfortunately that info went viral on finance blogs where people loaded those Prepaid Redcards using American Express, Visa or Mastercard to get their rewards points or cash as well as the RC discount. Eventually they had to crack down and limit reloading to cash only, I only saw these used by guests couple of times at our store so I don't know if they could be reloaded using debit cards or checks. I'm not certain how many Target TMs used these reloadable Prepaid cards, nor if they could be reloaded using payroll direct deposit. They were issued by American Express and were essentially the same as the American Bluebird offered at Walmart, which CAN receive direct deposits.
The Prepaid Redcard project never moved beyond a handful of states and cities, I seem to recall Colorado offered these. Those Prepaid Redcards were finally killed off a couple of years ago.