Not who you asked, but I love it! CUs are beneficial to join anyway. They usually charge lower rates on loans and are more than likely to work with you than look at you as just another number.
So far, I am very happy with them. Much better than BofA. No monthly fees and you earn rewards points when you pay bills/make purchases. Also they make deposits available right away, I get my direct deposit the second they receive the info from target (wednesday evening). BofA and US bank don't release until Friday. They also released my tax return 2 days early.
+1 I've used direct deposit with spot for 8 years now and have had no issues. With my last employer I was bitching at corporate HR just about every month or so because I wasn't being paid.Remember your official payday is Friday any time its early its a gift. But always plan for Friday.. That is what they are supposed to do and I haven't ever had my direct deposit be screwed up in the over 5 years I worked for spot, which is not something I can say about past employers. So you are getting paid right on time.
Yup. By time I buy coffee on the way to work Friday my money will be there. Exactly as it should.+1 I've used direct deposit with spot for 8 years now and have had no issues. With my last employer I was bitching at corporate HR just about every month or so because I wasn't being paid.