When you are not getting enough hours to pay your bills making a 401K contribution is not even on the horizon.
At one time unions forced companies to provide retirement funds for people.
That has gone away and the companies have destroyed those funds.
I'm sorry but it is a legitimate observation that the salaries of CEOs have skyrocketed while the workers have stagnated.
That isn't butthurt that is a fucking fact.
Also, no other country pays their CEO's at the rate we do.
Late stage capitalism is doing a number on all of us and we need some serious changes if we are going to survive this.
Chastising people for not putting money away that they don't have is not helping.