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Thank you so much! This is extremely helpful, and I will do just that!

I understand, and thanks for the advice. The reason I'm interested is because I have a credit card that earns me good miles when I use it. Using that card is worth more (to me) than the extra 5% I can save using my Redcard. Losing the additional 10% TM discount, however, makes it less worth...

So... what if you use, say, a prepaid Visa/AmEx gift card? I understand it is against store policy to buy a Target gift card with a non-Target credit or debit card, specifically with the intent to use the Target gift card along with your employee discount. But I've also read on here that if you...