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The department of Labor regulates retirement plans and most of the regulations relevant to this discussion come from the Employee Retirement Income Security Act of 1974 (ERISA). That ultimately has set regulation on vesting rules for employer sponsored retirement programs including 401ks and...

Anything you contribute to an employer sponsored retirement plan is always 100% vested immediately as it's your money. The vesting schedule only pertains to employer contributions.

Didn't that piss you off?? Every single ETL and srTL I worked with couldn't shut the fuck up about how lucky we all were to have jobs and would constantly make condescending remarks to those thinking about leaving on the lines of "you really think you'll just be able to find another job just...

I got no guilt trips cuz everyone thought I was bluffing :) on my last day it became apparent that I was serious. The ETLs were intimidated by me for some reason, so they sent some brand new TM to try and convince me that I wouldn't be happy at my new job and that I wouldn't actually make as...