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Hello. I just went to check my SPD's online for my benefits coverage when I saw the policy for vacation and personal hours posted as well. Low and behold I took a look at it and it states "For store Team Members who average 32 or more hours per week," in order to build personal time. I've never...

Does anyone know if I want to contribute more to retirement (More than the 5% deduction/5% company match), whether I should dump a greater percentage of my paycheck into the target system, or use an outside agency? My main concern is fees and what not. I tried searching the forum on this topic...