My ETL is a complete moron and didn't give me my benefits package until 2 days AFTER my deadline to enroll...which was about a month and a half after the date on the letter in it. I was told I could still enroll but I would have to pay back pay for the 2 pay periods I was eligible but not enrolled. I could SEMI understand this if it had been because I just didn't enroll but I wasn't given my paperwork by my ETL. I had no choice but to enroll. My husband and I both need health insurance as we had none. So now because of my ETL's air headed mistake I am looking at more than HALF of my next 2 paychecks being taken from me. How is this fair!? How can they do this!? When I called and asked if I could still enroll the guy I talked to said I should have received it by mail as well and I said I didn't receive anything besides the 401k info. He didn't sound like he believed me. How does Target get away with this?! I was not enrolled, had I needed to go to the hospital I would not have been covered yet I still have to pay for it now because of someone elses mistake. What can I do? My HR ETL talked to her but that's all that was done....