The Break Room is NOT an official service of Target Corp.
This is a site run by regular people who are off the clock.
We do not perform any HR related services, or affect any internal information regarding Target.
If you go to targetpayandbenefits.com, it will give your breakdown of your pension plan. Spot had stopped offering the plan about 3 years ago to tm's. But, it's better than nothing. You can withdraw against it too.
You are vested in 3 years, no, you can't contribute to it, and it's only a 2 % pension, which was discontinued for new hires Jan 2011. You can't borrow against the pension program, you can borrow off the 401k though.