Archived Which Target Health Plan is better?

[Tekneek]

Is UH HSA better or Kaiser HRA for Family Plan? Kaiser HRA has a very low deductible compared to UH HSA.

Also, does Health Well-Being reward apply to Kaiser HRA too?

If someone who has experience with these services can help it would be great. Thanks.

 

[Kompa]

They all suck.

You're better off cutting down your hours and getting some free obama care

 

[Sacramento]

My Covered California (Obama Care) costs $100 for my wife and I per month, but we each have a $5,000 deductible. Is Target healthcare better?

 

[SFSFun]

My Covered California (Obama Care) costs $100 for my wife and I per month, but we each have a $5,000 deductible. Is Target healthcare better?

Next open enrollment period for the obamacare, take another look at all of the options. I almost took a plan with a $54/mo premium and $3000 deductible but then saw something about subsidized discount plans and ended up choosing a plan for $120/mo and a ridiculously low deductible (forget how much exactly, but I think it was under $100).

 

[Sacramento]

Next open enrollment period for the obamacare, take another look at all of the options. I almost took a plan with a $54/mo premium and $3000 deductible but then saw something about subsidized discount plans and ended up choosing a plan for $120/mo and a ridiculously low deductible (forget how much exactly, but I think it was under $100).

I will thanks. We have HSA's at my bank which provide tax benefits, hence the choice of a high deductible plan. All deposits are tax deductions and can be used tax free for qualifying medical expenses. I will take a close look at the Target plans if I ever reach the hourly qualification. Thanks for your input.

 

[Ashfromoldsite]

My Covered California (Obama Care) costs $100 for my wife and I per month, but we each have a $5,000 deductible. Is Target healthcare better?

Yea. I pay $120 a paycheck for a family of 4. And our family deductible is $4700.

 

[Retail Girl]

I made so little at Target I wasn't eligible for subsidies. I would have had to take Medicaid. That would have been a disaster. That said, I had the HRA and had no complaints about it...except that my deductible, which I had nearly met, went back to zero when I went to COBRA, so that ER visit on Saturday is going to cost me dearly. We'll see.

 

[Tekneek]

Does the Health well-being reward apply for all Target Plans?

I completely forgot about the Obamacare deadline to take a look at the options 🙁

 

[redeye58]

so that ER visit on Saturday is going to cost me dearly.

Wait....what?
Everything OK, RG?

 

[Retail Girl]

Does the Health well-being reward apply for all Target Plans?

I completely forgot about the Obamacare deadline to take a look at the options 🙁

Yes, it does.

Well, if you are eligible for an employer plan, you aren't eligible for subsidies on the market, so you're fine,

 

[Retail Girl]

Wait....what?
Everything OK, RG?

Yeah...I was just on hour 27 of a migraine, and the nausea would not stop...and I was starting to panic how I was going to preach the next day if I couldn't move without wanting to throw up!

 

[redeye58]

Owich!
Hope you're better.

 

[Retail Girl]

Owich!
Hope you're better.

I am, thanks. They were super great there, which was helpful, since I was so unhappy being there with no one to call and sit with me.

 

[redeye58]

🙁

 

[Hardlinesmaster]

I am, thanks. They were super great there, which was helpful, since I was so unhappy being there with no one to call and sit with me.

I am sorry, RG. We are always here for you, on your phone.
My 2nd job, my boss is going on day 2 of a migraine. She is taking some silly pills & heavy doses of caffeine, presently.

 

[Retail Girl]

Update. I just got my health insurance information for my new policy. And the letter says it started on February 1st. So instead of the $1000 deductible followed by 80%, this will be $300 deductible followed by 80%. So my deductible is met.

Now, the real question. You aren't COBRA eligible if you have another employer plan. So does that mean I should get my money back for February from Target? Hmm....

 

[Hardlinesmaster]

You might get something back. Just ask.