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  1. jackandcat

    Target Credit Union

    It's pretty good.
  2. jackandcat

    $1.00 extra from 10/22/2023 to 01/06/2024

    No seasonal premium pay at our store.
  3. jackandcat

    Holiday Pay

    Revisiting this, it is strange that most TMs only get paid for two holidays per year. Period. "Premium Pay" is not a "paid holiday".
  4. jackandcat

    Holiday Pay

    What gets really confusing is the difference between "Holiday Pay" (in non-retail jobs, a literal paid day off from work) and "Holiday Premium Pay", an incentive pay issued to retail workers who work on a recognized holiday. I do not know if Memorial Day is a "recognized" holiday at Target, I...
  5. jackandcat

    Merit Raises & Reviews: 2023 Edition

    To be honest, at this point I literally am praying for strength and success in finding a different job and employer. Fortunately, I don't think all that much about working at Target after hours. When I do worry about it, it's because in reality my paycheck isn't adequate. My spouse and I can...
  6. jackandcat

    401k loan

    Mods, can this be added to a Sticky Topic combining the 401k questions?
  7. jackandcat

    401k loans + repayment

    Mods, this should be a sticky topic. The same questions are asked over and over again, having it as a sticky will be more helpful for those with the same common questions. Side note: Friends Don't Let Friends Borrow Against Their 401k - The Laws of Unintended Consequences
  8. jackandcat

    Merit Raises & Reviews: 2023 Edition

    But that's the problem: there's plenty of high-school and college students willing to work at Target for the current base wage ($17.75 hour in our area). Bumping the base raise is a nasty kick in the ass to existing TMs who know how to perform their jobs, know the things to be careful about...
  9. jackandcat

    Merit Raises & Reviews: 2023 Edition

    So basically, nobody here actually earned a "raise" in pay. Inflation has been upwards of 7% from a year prior. Target's prices have increased at least that much, though I think Target is trying to avoid hiking prices as they want to grab market share from competitors during an uncertain...
  10. jackandcat

    No set schedules again?

    Yes. You do retain your current benefits until the next open-enrollment cycle, even if you are cut below 25 hrs/wk. But two problems come out of this. The first which you mentioned is that with fewer hours, the benefits deductions swallow up a higher percentage of your paycheck so your...
  11. jackandcat

    Merit Raises & Reviews: 2023 Edition

    Target's annual performance review process - and the crappy pay raises - are ROTTEN. Best for you to get a job somewhere else, Target as a company doesn't give a rat's-ass about retaining you unless you are desperate.
  12. jackandcat

    Benefits 401k loan

    This thread should be a sticky and combined with other threads about the Target 401k. The same questions keep coming up over and over. It's an important topic but keeping them in one thread will make it easier for someone to get the info they need.
  13. jackandcat

    401k loans + repayment

    This needs to be a sticky topic. It keeps coming up over and over.
  14. jackandcat

    What are my options with 401K after leaving?

    This needs to be a sticky topic, maybe combined with other threads on this exact topic. It keeps coming up over and over and over.
  15. jackandcat

    Target switching to BCBS for health insurance.

    Nothing received about the switch to BCBS. Grade 35s in our store are not allowed e-mail access.
  16. jackandcat

    Inflation pay raise

    I don't like the inflation at all, but there is one and only one upside for me: we bought a home several years ago. The mortgage rate is fixed, though for various reasons we didn't refinance at a lower rate during 2021. The taxes and insurance on our monthly payments will go up, but the loan...
  17. jackandcat

    Secret Bonus Again?

    Not bragging, but for the first time ever I was awarded a Performance Bonus. It was on today's check, which I pulled up and printed out yesterday on Workday. I was on Cloud Nine with enthusiasm yesterday. Whatever my future may hold, this meant a great deal to me - the actual bonus (in...
  18. jackandcat

    Inflation pay raise

    Our store bumped hourly starting pay from $17.50 to $17.75. Without notice, as of my Friday paycheck they raised my pay by 2.0%. It's probably an unofficial inflation bump. In the Seattle area, the most common price for regular unleaded is $5.80/gallon. A few places are around $5.50/gallon...
  19. jackandcat

    Target switching to BCBS for health insurance.

    Corporate will put a fancy spin on this during the Open Enrollment dog-and-pony show, but their real rationale for changing health plan operators: If it ain't broke, break it! 😜
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