2022 insurance minimum hours

Joined
Jan 12, 2022
Messages
3
Hello all, I’m new to the forum. Honestly I’m new to ALL forums so if I mistakenly post in the wrong section or it’s a repeat of a previous topic just let me know.

I was told by an TL today that the minimum hour requirement for medical insurance benefits is being reduced from presently 29.5 hour average to a 25 hour average.

My understanding is that the system use to ‘looks back’ at an employees average hours on December 31 of each year. So if this were to be true anyone with a 25 hours average as of 12/31/2021 would qualify for medical?

Thats great news if true. Unfortunately they followed it up with a statement that I did not understand.

“Your average hours will be counted up till April 1st as opposed to the traditional December 31st.”

I have important decisions to make and that last statement makes no sense to me.

Unfortunately it wasn’t an environment or proper time to ask for clarifications.

Thank in advanc!
 
Joined
Jan 12, 2022
Messages
3
Thanks for the welcome but I’m not sure you read my question.

I’m in need of some important details in regards to:
Is the 29.5 hour threshold decreasing to 25?
Are moving to calculation date to 3/31/22?

I am assuming this would be a huge deal for many fine people.
We need some clarification if possible.

Again, Thanks in advance for any information that can be verified.
 

Yetive

Servant of 2 Masters
Joined
Feb 3, 2016
Messages
6,816
Target's benefit year runs from 1 April through March. The average hours would be calculated through January, the end of our fiscal year. Open enrollment is in February. 25 is now the magic number for benefits. It looks like people will now be able to get them sooner as well.
 
Joined
Jun 8, 2011
Messages
32,402
How and when is benefits eligibility determined?
Benefits eligibility is based on your position, average hours over the previous 12 months and time with Target. Your benefits eligibility is reviewed each year before the beginning of the benefits plan year and could change for the upcoming plan year. You can view your average hours throughout the year in Workday.
What benefits am I eligible for as a stores hourly pay grade 35 team member?
Limited Benefits
If you work less than 20 average weekly hours
Part-time Benefits
If you work 20-29 average weekly hours
Full-time Benefits
If you work 30 or more average weekly hours
Date of Hire*
• Team Member/Wellness Discount • Team Member Life Resources • Business Travel Accident • CirrusMD • Daily Pay
At 6 Months of Service*
• GED Reimbursement
• Vacation
• Bereavement (Funeral) Pay
• Short-term Disability (team members in California, Massachusetts,
New York, New Jersey,
Rhode Island and Washington
have disability insurance through their state’s disability program)
• Long-term Disability
• GED Reimbursement
• Vacation
• Bereavement (Funeral) Pay
• Personal Holidays
• National Holidays (Thanksgiving and Christmas)
• Well-being Time
• Short-term Disability (team members in
California, Massachusetts, New York, New Jersey, Rhode Island and Washington have disability insurance through their state’s disability program)
• Long-term Disability
• GED Reimbursement
At 12 Full Months
of Service*
• Supplemental Medical (Accident, Hospital Indemnity, Critical Illness)
• Dental
• Vision
• Life Insurance (Company-paid, Supplemental, Spouse/Domestic Partner and Dependent Life)
• Paid Family Leave
• Dependent Care Flexible Spending
Account (Dependent Care FSA)
• Identity Theft Protection
• Group Legal Plan
• Adoption/Surrogacy Reimbursement
• Back-up Care
• Medical
• Supplemental Medical (Accident, Hospital
Indemnity, Critical Illness)
• Dental
• Vision
• Life Insurance (Company-paid, Supplemental, Spouse/Domestic Partner and Dependent Life)
• Paid Family Leave
• Health Care Flexible Spending Account
(Health Care FSA)
• Dependent Care Flexible Spending Account (Dependent Care FSA)
• Identity Theft Protection
• Group Legal Plan
• Adoption/Surrogacy Reimbursement
• Back-up Care
 

Amanda Cantwell

Service Advocate
Joined
Mar 27, 2017
Messages
6,356
We should get more info on Feb 7 when enrollment opens but this is what the email said:
If eligible, you’ll soon have all vacation, personal holiday and well-being hours in one new, updated vacation plan for more flexibility in how and when you use your time off.
 

Yetive

Servant of 2 Masters
Joined
Feb 3, 2016
Messages
6,816
How and when is benefits eligibility determined?
Benefits eligibility is based on your position, average hours over the previous 12 months and time with Target. Your benefits eligibility is reviewed each year before the beginning of the benefits plan year and could change for the upcoming plan year. You can view your average hours throughout the year in Workday.
What benefits am I eligible for as a stores hourly pay grade 35 team member?
Limited Benefits
If you work less than 20 average weekly hours
Part-time Benefits
If you work 20-29 average weekly hours
Full-time Benefits
If you work 30 or more average weekly hours
Date of Hire*
• Team Member/Wellness Discount • Team Member Life Resources • Business Travel Accident • CirrusMD • Daily Pay
At 6 Months of Service*
• GED Reimbursement
• Vacation
• Bereavement (Funeral) Pay
• Short-term Disability (team members in California, Massachusetts,
New York, New Jersey,
Rhode Island and Washington
have disability insurance through their state’s disability program)
• Long-term Disability
• GED Reimbursement
• Vacation
• Bereavement (Funeral) Pay
• Personal Holidays
• National Holidays (Thanksgiving and Christmas)
• Well-being Time
• Short-term Disability (team members in
California, Massachusetts, New York, New Jersey, Rhode Island and Washington have disability insurance through their state’s disability program)
• Long-term Disability
• GED Reimbursement
At 12 Full Months
of Service*
• Supplemental Medical (Accident, Hospital Indemnity, Critical Illness)
• Dental
• Vision
• Life Insurance (Company-paid, Supplemental, Spouse/Domestic Partner and Dependent Life)
• Paid Family Leave
• Dependent Care Flexible Spending
Account (Dependent Care FSA)
• Identity Theft Protection
• Group Legal Plan
• Adoption/Surrogacy Reimbursement
• Back-up Care
• Medical
• Supplemental Medical (Accident, Hospital
Indemnity, Critical Illness)
• Dental
• Vision
• Life Insurance (Company-paid, Supplemental, Spouse/Domestic Partner and Dependent Life)
• Paid Family Leave
• Health Care Flexible Spending Account
(Health Care FSA)
• Dependent Care Flexible Spending Account (Dependent Care FSA)
• Identity Theft Protection
• Group Legal Plan
• Adoption/Surrogacy Reimbursement
• Back-up Care
This is not the same for 2022. Spot is reducing the average hours and length of time before benefits.
 

Yetive

Servant of 2 Masters
Joined
Feb 3, 2016
Messages
6,816
Does the accrual limit change. I need to take vacay NOW if ph is getting added in and the limit isn't changing.
Yes. It adds up the time. At least for my situation. You can see the program guide on pay and benefits.
 
Joined
Jun 16, 2011
Messages
2,149
How and when is benefits eligibility determined?
Benefits eligibility is based on your position, average hours over the previous 12 months and time with Target. Your benefits eligibility is reviewed each year before the beginning of the benefits plan year and could change for the upcoming plan year. You can view your average hours throughout the year in Workday.
What benefits am I eligible for as a stores hourly pay grade 35 team member?
Limited Benefits
If you work less than 20 average weekly hours
Part-time Benefits
If you work 20-29 average weekly hours
Full-time Benefits
If you work 30 or more average weekly hours
Date of Hire*
• Team Member/Wellness Discount • Team Member Life Resources • Business Travel Accident • CirrusMD • Daily Pay
At 6 Months of Service*
• GED Reimbursement
• Vacation
• Bereavement (Funeral) Pay
• Short-term Disability (team members in California, Massachusetts,
New York, New Jersey,
Rhode Island and Washington
have disability insurance through their state’s disability program)
• Long-term Disability
• GED Reimbursement
• Vacation
• Bereavement (Funeral) Pay
• Personal Holidays
• National Holidays (Thanksgiving and Christmas)
• Well-being Time
• Short-term Disability (team members in
California, Massachusetts, New York, New Jersey, Rhode Island and Washington have disability insurance through their state’s disability program)
• Long-term Disability
• GED Reimbursement
At 12 Full Months
of Service*
• Supplemental Medical (Accident, Hospital Indemnity, Critical Illness)
• Dental
• Vision
• Life Insurance (Company-paid, Supplemental, Spouse/Domestic Partner and Dependent Life)
• Paid Family Leave
• Dependent Care Flexible Spending
Account (Dependent Care FSA)
• Identity Theft Protection
• Group Legal Plan
• Adoption/Surrogacy Reimbursement
• Back-up Care
• Medical
• Supplemental Medical (Accident, Hospital
Indemnity, Critical Illness)
• Dental
• Vision
• Life Insurance (Company-paid, Supplemental, Spouse/Domestic Partner and Dependent Life)
• Paid Family Leave
• Health Care Flexible Spending Account
(Health Care FSA)
• Dependent Care Flexible Spending Account (Dependent Care FSA)
• Identity Theft Protection
• Group Legal Plan
• Adoption/Surrogacy Reimbursement
• Back-up Care
Changes are being made. Target pay and benefits is down until 6 am tomorrow while they are doing "maintenance". I assume that they are updating the policies. I received an email regarding this today and there was a letter from Melissa Kremer on Workbench today.
 
Joined
Jul 8, 2021
Messages
37
From Reddit:



Health care benefits are being extended from average 30 hours to a minimum average of 25 hours!

This is great for me, since my current average is 26.5. I already have health and dental insurance through parents, but I'm interested in vision. How much does it cost, and can it be used to pay for contacts and glasses? And for the health care FSA, assuming I qualify for that, can that be used to pay for OTC medicine or other health items at the store?
 
Joined
Oct 3, 2018
Messages
2,839
I'm interested in vision. How much does it cost, and can it be used to pay for contacts and glasses?

I don't remember the exact amount, but it's really cheap. You can get one free pair of contacts or glasses a year. A very cheap pair. If you want anything better, like say anti glare lenses or gradient lenses you'll have to pay for the extra expense. It's a great deal overall though. Ask Optical if your store has it. They have charts of what you get with the insurance.
 
Joined
Jul 8, 2021
Messages
37
I don't remember the exact amount, but it's really cheap. You can get one free pair of contacts or glasses a year. A very cheap pair. If you want anything better, like say anti glare lenses or gradient lenses you'll have to pay for the extra expense. It's a great deal overall though. Ask Optical if your store has it. They have charts of what you get with the insurance.
My store doesn't have Optical, but another one near me does. Can the insurance only be used at Target Optical?
 

DeadEnd

Target's slave
Joined
Apr 8, 2015
Messages
136
No, you can use it anywhere that accepts EyeMed. And it is pretty cheap, I think I pay $6/paycheck for coverage for myself and my spouse.
6 dollars per paycheck?!?! Wow! At my other job I pay a dollars and some cents for family plan every paycheck and it’s better vision plan than Tarbutt
 
Joined
Jul 14, 2016
Messages
2,837
6 dollars per paycheck?!?! Wow! At my other job I pay a dollars and some cents for family plan every paycheck and it’s better vision plan than Tarbutt

Oh, well.... I guess I should have prefaced my prior comment with the disclaimer "cheap is a subjective term." For me, $6 is cheap. For others, it may not be. Sorry.
 
Joined
Jul 2, 2019
Messages
128
That's great and all, but unless Target doesn't send 1095-Cs to people eligible but didn't take insurance, a lot of people next year will be hit by the IRS and pay a maximum amount for using subsidiaries all year through the Marketplace if they weren't aware of being eligible and thus, staying on the Marketplace one.
 
Joined
Jan 12, 2022
Messages
3
Everyone who is eligible will get a packet in mail in February, So everyone who is eligible should know. Or at least that’s what my HR told me.
 
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