Hello auntee flow, I just want to let you know that being over your 90 day may not be what determines when it's now your time to enroll. As another person pointed out, one thing that would indicate it's your enrollment time would be when you get your enrollment package. Another thing you can do is call the Target Benefits Center 800-828-5850 then pick the health and insurance option where you will then reach someone trained to talk to this topic. Many factors can determine when a person will become eligible for benefits, if a person was hired as "Seasonal" can impact it, as well as numerous others factors like what state you live in, how much time in position, your average hours, and your job category (TM, TL, ETL, etc) could impact things as well. The best thing would be to call the TBC to find out exactly when you might become eligible for benefits and to enroll =)