Gee, I feel like the freak because I use multiple banks!! (and, I have no money!)
I bank mostly at USAA, like Sher LOVE THEM. I also have an account at a local CU. It makes it easy if I have cash to deal with or need to cash a check, and I have a support direct-depo going there for now. I'm pondering trying an account at the Target CU. Maybe. Why not right??
USAA makes it easy for me to move my money from my CU to them, I just do a transfer after I set it up with the account/routing info, and they give me credit for it and it ACHs that night or the next.
MOst CUs I have been members of have been great, and today competition is tough so i'd not tolerate a poor customer service experience in banking....