Health Insurance Benefits Video. If you thought the union video was awful...

talan123

Team Member/Troll
Joined
Jun 16, 2011
Messages
652
#1
Anybody else see the video and think WTF?

They actually compared getting health services, like going to the doctor, to buying a TV. The video said that the reason that medical costs were going up so fast was that people went to the doctor too often and that Target, by getting rid of the old plans, was letting us see the true cost so that we could be smarter about it and use less resources and save more money (Our cost of going to the doctor would go from $50 to $160 or $320 so how we would save money is beyond me).

Then the voice over said, "Of course we aren't comparing shopping for health insurance to buying a health insurance plan." YOU JUST DID! This isn't rocket science, we do have memories that are longer six or seven seconds. I saw tears from my fellow team members at this point.

Then it went into how Target is spending a small fortune in order for us to have the proper tools to look at this from a point of view that had all the facts. Upon checking the links, none of the tools they had were running and all of the options were from 2009. A few phone calls later and our ETL's told us it wouldn't be up and running until we could select a plan. So the entire fortune must have been buried at sea after getting lost.

But hey, producing that video was so worth a few families health insurance being cancelled.
 
Joined
Sep 23, 2011
Messages
287
#2
Talan - Nobody's health coverage will/can be cancelled until next year, plan appropriately. Your over-dramatic tendencies continue.

Also, what'd you expect them to say, "Hey guys, you folks cost a lot of money when it comes to health care. We want to make more money, this costs us lots of money... you do the math"?
 
Joined
Jan 23, 2012
Messages
24
#3
They better get out the anti union video again. They're going to need it!!! Do they really think we will sit back and let them destroy our lives without a fight? All so they can make MORE MONEY AT OUR EXPENSE AND OUR FAMILIES LIVES? Bring on the fight ORGANIZE. with or without Union
 
Joined
Jun 11, 2011
Messages
287
#4
Oh I wanna see this video. Health care is expensive, so we are cutting insurance so that you can see how much it costs and cut back on how much you go to the doctor. But we care about your well being and DO NOT CALL OUT FROM WORK EVER EVER EVER DO NOT GET SICK IF YOU GET SICK YOU STILL MUST WORK EVEN IF IT'S IN A FOOD AREA BUT IF YOU SHOW SIGNS OF SICKNESS DO NOT WORK IN A FOOD AREA BUT YOU CANNOT CALL OUT!!!! Be well!

They need to reevaluate this. Or the person who came up with the idea needs to get a serious medical bill and be told "Well use your spending account!!"

****ing idiots
 
Joined
Jan 23, 2012
Messages
24
#5
Yes I've been home on medical leave LOL Cost me $400.00 total hospital and doctors.BCBSHMO I can't wait to be lead in to see this so I can get up and walk out!!
 
Joined
Jul 16, 2011
Messages
778
#6
i didn't like the video either. The smoking surcharge bothers me! I wish they had an obesity surcharge and a mental retardation surcharge. That would cast a net that snags up everyone of my etl's and about half the teamleads. Make them pay 265 or whatever.
 
Joined
Jan 17, 2012
Messages
218
#7
Who is naterstx to tell you to "plan accordingly" I guess he is chosing to ignore the fact that because of Republican policies, we don't have Universal Healthcare, which means ANYone with ANY health condition can NOT get health insurance unless it's provided by their employer! Besides, health insurance not provided by your employer is HIGHWAY ROBBERY! You have to wonder whether these heartless republicans were raised with any values whatsoever. The only thing that seems to matter to them is MONEY!
 
Joined
Jun 19, 2011
Messages
113
#8
i didn't like the video either. The smoking surcharge bothers me! I wish they had an obesity surcharge and a mental retardation surcharge. That would cast a net that snags up everyone of my etl's and about half the teamleads. Make them pay 265 or whatever.
Yeah, obesity plays a large role in our health care costs, but the smoker's surcharge is much easier because it's much more of a controlled habit. Although obesity due to overeating is much harder to prove, because some people are born with great metabolisms, some aren't. You aren't born a smoker.
 
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talan123

talan123

Team Member/Troll
Joined
Jun 16, 2011
Messages
652
#10
No, this year they managed to cut my hours to 30.9 for average so I will be losing my benefits because I am now part time, as a former specialist this sucks. I was never given the option of cashing out.

Our healthcare is THE reason that a lot of team members are still here. It's like taking a hammer to a work of art because you think you can sell the stone for something more even though the market is completely full of bs.
 
Joined
Jun 21, 2011
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704
#11
I'm onboard with a fat surcharge! Heck there needs to be a fast food junkie surcharge and a lazy ass surcharge too......maybe those will be covered by the fat surcharge.
 
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talan123

talan123

Team Member/Troll
Joined
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652
#12
It's the laziness that get's me, even more than the stupidity. It's 30 minutes of exercise a day to guarantee better health for the rest of your life, though if you are a parent you should be excused from the laziness factor because god knows you have enough to do/worry about.
 
Joined
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#13
people arent born fat asses, they arent born alcoholics, they arent born substance abuse users, they arent born promiscuous, they arent born fast drivers, the list goes on and on. point is many people engage in risky behavior that endangers their lives. one group shouldnt be targeted and punished.... and besides people will just lie about their smoker status because hippa protects them.
 
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talan123

talan123

Team Member/Troll
Joined
Jun 16, 2011
Messages
652
#14
people arent born fat asses, they arent born alcoholics, they arent born substance abuse users, they arent born promiscuous, they arent born fast drivers, the list goes on and on. point is many people engage in risky behavior that endangers their lives. one group shouldnt be targeted and punished.... and besides people will just lie about their smoker status because hippa protects them.
Oh, I know all that. I know that there are some people who's body doesn't metabolize fat as easily as others and therefore it store's up in the body's cells or that often times mental problems are often showing themselves through physical symptoms. Smoking does kinda annoy me though, it's killing people by 10 minutes for every cigarette that they take but they shouldn't be charged for a release of stress. If Target cared, it would give stress relief classes. When I was fired for a month, I took time off and spent the entire month off just relaxing and learning techniques. Work was so much better.
 
Joined
Jun 16, 2011
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1,399
#15
i didn't like the video either. The smoking surcharge bothers me! I wish they had an obesity surcharge and a mental retardation surcharge. That would cast a net that snags up everyone of my etl's and about half the teamleads. Make them pay 265 or whatever.
If they had an insensitive boor surcharge for people that use the phrase mental retardation (sic) as a description for those that don't meet their standards, I'd be happy. That would snag you. Done venting.
 
Joined
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Messages
778
#16
people arent born fat asses, they arent born alcoholics, they arent born substance abuse users, they arent born promiscuous, they arent born fast drivers, the list goes on and on. point is many people engage in risky behavior that endangers their lives. one group shouldnt be targeted and punished.... and besides people will just lie about their smoker status because hippa protects them.
This!

And I agree that people aren't born smokers, although sadly some babies are born addicted to nicotine.

Target realizes that there are alot of unhealthy lifestyles that jack up healthcare costs. They realize however that the cigarrette smokers are low hanging fruit, and that they can get away with charging everybody the surcharge. Quick money.
 

redeye58

Hasta Ba Rista, Baby!
Joined
Jun 9, 2011
Messages
17,906
#17
So our health costs are cutting into company profits but not so much that Gregg can drop six figures of company $$ to a PAC supporting a controversial candidate (then donated $$ of his own directly to the candidate) as well as putting down some SERIOUS coin to buy the naming rights to a sports stadium?
Some may call it greasing the wheels of business - supporting a pro-business candidate & raising our profile. I call it a serious lack of priorities.
 
Joined
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#18
or they are trying to slight veteran workers so bad that they get them to leave the company in droves, so they can be replaced with 9 dollar an hour people, and then the veterans who quit wouldn't be able to get unemployment.
 
Joined
Jan 17, 2012
Messages
218
#19
again natersTX (which,by the way, did you know that the REPUBLICAN state of Texas is the state with the MOST UNinsured people in the COUNTY!) his "plan appropriately" comment is SO ridiculous because people who have even ONE disorder or illness or defect in their body CANT GET INSURANCE! (and for the few who can, they insurance companies SKY ROCKET their insurance rates!) Naters continues to fail to see the OBvious resolution to this problem, TAX THE RICH and LOWER the CEO's pay, and we'll have TRILLIONS of dollars!
 
Joined
Jun 25, 2011
Messages
427
#20
Talan - Nobody's health coverage will/can be cancelled until next year, plan appropriately. Your over-dramatic tendencies continue.

Also, what'd you expect them to say, "Hey guys, you folks cost a lot of money when it comes to health care. We want to make more money, this costs us lots of money... you do the math"?
My appropriate planning will involve hopping into a time machine, going back six years and telling my body to NOT catch diabetes. Oh, and that's Type 1 diabetes before anyone snarks at my trim body.
 
Joined
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#21
My appropriate planning will involve hopping into a time machine, going back six years and telling my body to NOT catch diabetes. Oh, and that's Type 1 diabetes before anyone snarks at my trim body.
That sucks, but you have a year to figure out what you need to do to keep yourself covered, so do that. You can cry about it, talk about how unfair it is, or look out for yourself and find the best solution. Is that getting a different job w/ better health benefits? Starting a petition to keep the PPO? Getting private health care? I don't know, but you have time, use it.
 

redeye58

Hasta Ba Rista, Baby!
Joined
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17,906
#22
And if you're diagnosed with cancer, naterstx, I'm sure you'll have time to do the same.
I'm sure any prospective employer would love to have you (& your health problems) & would NEVER discriminate against you based on said medical condition.
Life happens & some things are simply beyond our control.
 
Joined
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Messages
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#23
And if you're diagnosed with cancer, naterstx, I'm sure you'll have time to do the same.
I'm sure any prospective employer would love to have you (& your health problems) & would NEVER discriminate against you based on said medical condition.
Life happens & some things are simply beyond our control.
The ridiculousness of what you just said... well it amazes me.

1) Diabetes, especially type 1, is a terrible disease, but is 100% manageable. It's a pain, but it's 100% manageable and of potentially deadly lifetime diseases, it's rather inexpensive and allows you to lead a relatively normal life. Cancer isn't either of those things.

2) Using anything related to your health (that is out of your control) as a basis for hiring is illegal. I have no doubt some employers use it anyways, but it's still illegal.

3) Yes, life does happen, but you make what you will with the cards you're dealt. You make choices every day, you can roll over and cry, or you can stand up and work, you decide.
 

redeye58

Hasta Ba Rista, Baby!
Joined
Jun 9, 2011
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17,906
#24
You're missing the point.
Diabetes can be managed well in normal circumstances, true, but it's the unexpected that can cause you to fall through the cracks. I've known several diabetics (type I, all of them) who, despite watching their levels fastidiously, have developed infections & sometimes required hospitalization.
Yeh, we all know that denying someone a job based on their health is illegal but it hasn't stopped employers from using it. It's just harder to prove.
Life happens & you can 'make choices' like whether you can miss a day of work to wait in line at a free clinic or take your kid to the ER because your coverage was so expensive & crappy that you couldn't afford it any more.
 
Joined
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#25
You're missing the point.
Diabetes can be managed well in normal circumstances, true, but it's the unexpected that can cause you to fall through the cracks. I've known several diabetics (type I, all of them) who, despite watching their levels fastidiously, have developed infections & sometimes required hospitalization.
Yeh, we all know that denying someone a job based on their health is illegal but it hasn't stopped employers from using it. It's just harder to prove.
Life happens & you can 'make choices' like whether you can miss a day of work to wait in line at a free clinic or take your kid to the ER because your coverage was so expensive & crappy that you couldn't afford it any more.
Your kid? So you're married, so are both employed? So shouldn't be that big of a deal on occasion. Not ideal, but such is life. And if both are employed, why doesn't one of you go to school part time?

The definition of insanity is doing the same thing, but expecting different results.
 

mrknownothing

purveyor of things
Joined
Jun 10, 2011
Messages
10,151
#26
Say Mom and Dad both work. Dad works full time at a GM plant and he makes a decent wage. Mom works part time at Target (during the day when the kids are at school) to bring in some extra cash. GM decides to close the plant and Dad is suddenly out of a job. Now, Mom's 20-hours-per-week paycheck is the only income the family has. No company has openings for Dad, so he goes on unemployment (which does very little for the family) while he continues his job search. Now that Dad is home with the kids, Mom has greater availability, but Target won't give her enough hours to be eligible for benefits. Her paycheck is barely enough to pay the bills and buy the essentials. Without Dad's paycheck from GM, neither parent can afford to go to school, and when Dad was working, Mom didn't have time for school because she needed to be home with the kids when they weren't at school.

This is an unexpected you can't really do anything about.

Yeh, we all know that denying someone a job based on their health is illegal but it hasn't stopped employers from using it. It's just harder to prove.
It may be illegal for employers to discriminate as such, but who's stopping the insurance companies that the employers are affiliated with from charging astronomical premiums for even just basic coverage, let alone chronic health issues? And you wonder why so many people in this country have no health insurance.
 

redeye58

Hasta Ba Rista, Baby!
Joined
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Messages
17,906
#27
Your kid? So you're married, so are both employed? So shouldn't be that big of a deal on occasion. Not ideal, but such is life. And if both are employed, why doesn't one of you go to school part time?

The definition of insanity is doing the same thing, but expecting different results.
And one of the definitions of ignorance is the lack of knowledge on a particular subject.
Only one of us is employed currently. We both have advanced degrees but our fields are being outsourced. My husband is frequently told he's 'overqualified' during interviews. We have three kids, one of whom is disabled & yes, we are living within our means.
But it's nice that you can afford such a black & white perspective on the world.
 
Joined
Jun 11, 2011
Messages
287
#28
And one of the definitions of ignorance is the lack of knowledge on a particular subject.
Only one of us is employed currently. We both have advanced degrees but our fields are being outsourced. My husband is frequently told he's 'overqualified' during interviews. We have three kids, one of whom is disabled & yes, we are living within our means.
But it's nice that you can afford such a black & white perspective on the world.
It really must be nice. I wonder if he's ever had to struggle, or if mommy and daddy have always paid everything for him?

Some people are so out of touch with the real world that it's pitiful. We're all stuck in a vicious circle of no matter what we do we're damned. It's the consequences of not being born into wealth, while the wealthy strut around and have no idea what it's like to suffer.
 

redeye58

Hasta Ba Rista, Baby!
Joined
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Messages
17,906
#29
Naterstx is former military & recently returned from overseas. He comes from working-class folk. In the eyes of many soldiers, the world is black & white, you do whatever it takes to get the job done & you follow orders. No excuses.
For us civies, the world is awash in greys & things aren't so cut & dried.
 
Joined
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Messages
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#30
It really must be nice. I wonder if he's ever had to struggle, or if mommy and daddy have always paid everything for him?

Some people are so out of touch with the real world that it's pitiful. We're all stuck in a vicious circle of no matter what we do we're damned. It's the consequences of not being born into wealth, while the wealthy strut around and have no idea what it's like to suffer.
Purple Heart and bronze star recepient, partial academic and athletic scholarships (but still had to get loans bc i went to a private school) and havent received a dime from my parents since i turned 18, but thanks for playing. I know more about "earning it", struggling, pain, and effort than youll probably ever know. The difference is i find solutions instead of crying about it, life usually rewards that.
 

MrMrIce

Cart Attendant
Joined
Jun 11, 2011
Messages
325
#31
Purple Heart and bronze star recepient, partial academic and athletic scholarships (but still had to get loans bc i went to a private school) and havent received a dime from my parents since i turned 18, but thanks for playing. I know more about "earning it", struggling, pain, and effort than youll probably ever know. The difference is i find solutions instead of crying about it, life usually rewards that.
Oh, you're one of those type of people.

*shrugs*
 
Joined
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Messages
218
#33
Naters is one of those people that few would have sympathy for if he gets cancer or diabetes or something else happens to him because why should they? He hasn't had ANY compassion for those on here who have experienced those things. He has sat here and done nothing but judge people, put people down, tell people their pathetic, he's just a macho jerk who CHOOSES to see everything in a childish, black and white point of view. Instead of act like a HUMAN being and ADMIT that life isn't perfect, but that we can all WORK TOGETHER to make it BETTER, he chooses to say people DESERVE a bad life, it's a very "religious right, christian conservative, tea party, southern hick" way to act and think, but that's what happens when you are obviously either raised with NO values or teachings of compassion or empathy or decency. He's the type who CHOOSES to think "you make 7$/hour, that's not the company's fault, it's yours" when, in fact, it's OBviously the COMPANY's fault how they treat their employees, what they pay them, what benefits and perks they provide them, etc.
 
Joined
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Messages
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#35
FYI, i voted for Obama and kerry. Im a social liberal and fiscal conservative. I dont want the government in my wallet or bedroom, and i havent been to church in years. Your stereotypes are reflective of a person who sees the world in black and white, odd that you keep ocusing me of that.
 
Joined
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Messages
218
#36
Sorry naters, if you were a "liberal", you would HAVE A HEART and be a DECENT person, you are an AWFUL person who likes to do NOTHING more than put people down and PLAY GOD by saying "if you don't like 7$/hour, it's YOUR fault, when we ALL know it's people like YOU's fault. All you do is come on here to play "devil's advocate", the first word describes you perfectly I might add. By the way, you CANT be a "liberal" and be CONSERVATIVE, they contradict one another! CLEARLY you haven't been to church in YEARS, you are a TERRIBLE human being! Actually, democrats DO want the government in RICH people's wallet, and they DO want program to help THE POOR, which is what a 7$/hour cart attendant would constitute! And Democrats want the Minimum Wage INcrease, so you better reconsider your voting pattern, Democrats do NOT believe in ANYthing YOU believe it! Democrats believe in UNIONS and EQUALITY, you believe in NONE of those things, so don't try to get us to believe you voted for Obama or Kerry
 
Joined
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Messages
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#37
Sorry naters, if you were a "liberal", you would HAVE A HEART and be a DECENT person, you are an AWFUL person who likes to do NOTHING more than put people down and PLAY GOD by saying "if you don't like 7$/hour, it's YOUR fault, when we ALL know it's people like YOU's fault. All you do is come on here to play "devil's advocate", the first word describes you perfectly I might add. By the way, you CANT be a "liberal" and be CONSERVATIVE, they contradict one another! CLEARLY you haven't been to church in YEARS, you are a TERRIBLE human being! Actually, democrats DO want the government in RICH people's wallet, and they DO want program to help THE POOR, which is what a 7$/hour cart attendant would constitute! And Democrats want the Minimum Wage INcrease, so you better reconsider your voting pattern, Democrats do NOT believe in ANYthing YOU believe it! Democrats believe in UNIONS and EQUALITY, you believe in NONE of those things, so don't try to get us to believe you voted for Obama or Kerry
Grow up.
 
Joined
Jun 7, 2011
Messages
708
#39
Politics are under a different forum...

Now, Back to benefits video topic....
lol hlm... $eriously, if i can throw my nickel$ worth in, doe$n't matter your political belief$, they're all after the $ame thing... just like all politician$, all companie$, and mo$t people. ;)

things i've realized working here:
i'm not gonna drive my dream car (a 1980 aston martin bulldog)
bill collectors can't eat you, no matter what they threaten via phone and angry letters.
as long as my family has a roof, heat, and food, we can get by. heck, there's been times we didn't have those, and we still got by.
i'll take my crappy benefits and do what i can until i decide to do more. then i'll rock something new. until then, i agree partially with ntx, i own it.
 
Joined
Jan 17, 2012
Messages
218
#42
I think people need to demonstrate compassion and sympathy for those who are sick and dying, and we should all be trying to help others, but with sincere intentions not a cold "tough" attitude. Yes, everyone is different, and we all react differently to different situations. Some people might be emotional, others might not be very much in touch with their emotional side, but I think that we all need to be a little more sensitive towards one another. Here is the reality. Employers have been known to fire their employees when the employees medical expenses get too high. Another reality is how important it is to be educated about the politics of how things work. Democrats have passed the Affordable Healthcare Act which is going to help people who can't get insured by Target due to their silly rules or due to Target eliminating the plans they enjoyed participating in.
The problem that exists for the person who came down with diabetes is that he won't be able to get private health insurance, so once the plan they were participating in stops existing, they will not be able to get that plan priviately without passing a health assessment exam, which will either cause this employee to go on High Rick insurance which is very expensive, or they may not be offered insurance whatsoever. That is why the Affordable Care Act was necessary because people with Pre-Existing Conditions can't get insured, and when they can, they have to pay MUCH higher premiums, which again, people who are middle or lower income can't afford. In reviewing what was written it came across so harsh, but hidden in the message may have been some attempt to provide a suggestion on how to cope with the situation. I apologize for my part of the situation. I hope everyone has a good evening! =)
 
Joined
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#46
We are all hoping for the day when the Affordable Care Act goes into affect so people at the bottom and in the middle can get AFFORDABLE coverage =)
 
Joined
Jan 31, 2012
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#47
I agree, we all hope to not have to depend on our employers to be able to know we have a way of getting reasonable health insurance coverage.
We are all hoping for the day when the Affordable Care Act goes into affect so people at the bottom and in the middle can get AFFORDABLE coverage =)
 

commiecorvus

Former Signing Ninja
Staff member
Moderator
Joined
Jun 10, 2011
Messages
15,829
#49
Finally saw the video.
I'm sorry to say that when they started to compare getting medical care with buying a television, there was a sound like a boiling tea kettle which didn't stop until one of my TM's poked me (I was trying so hard to behave).
It did my heart good that when the narrator wrapped up with "of course going to the doctor is just like buying a TV" and half the people in the room said at the same time "NO SH!T".
I find it interesting that out HR-ETL is staying as far away from this as possible and will not answer any questions, instead just directs folks to the phone number.
Which is best if you don't know the answers but also best if you aren't too happy with the set up yourself.
Yea watching this made it pretty clear where Spot's priorities are and they have nothing to do with us.
 
Joined
Jan 31, 2012
Messages
461
#50
yeah, the HR's want those in charge of talking to this topic to take and deal with the heat from this event.
Finally saw the video.
I'm sorry to say that when they started to compare getting medical care with buying a television, there was a sound like a boiling tea kettle which didn't stop until one of my TM's poked me (I was trying so hard to behave).
It did my heart good that when the narrator wrapped up with "of course going to the doctor is just like buying a TV" and half the people in the room said at the same time "NO SH!T".
I find it interesting that out HR-ETL is staying as far away from this as possible and will not answer any questions, instead just directs folks to the phone number.
Which is best if you don't know the answers but also best if you aren't too happy with the set up yourself.
Yea watching this made it pretty clear where Spot's priorities are and they have nothing to do with us.
 
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