I don't have the answer, monkey, but I've wondered this myself.
A few years ago three of us were caught in an unusual predicament and thought we might get a free ride back to the DC. We were unloading our first truck. Myself and the two unloaders were inside the truck (I was scanning.) when we felt a kind of shift. Our second truck had arrived and he was hooking up what he thought was the empty trailer to replace with the one he brought.
We talked among ourselves what would we do. I had no credit or debit cards with me. One of the unloaders said he did and Target would have to "put us up" for the night then we could catch the next DC truck back to our store the next night. It never happened, but it made for some interesting conversation in the breakroom later that night.