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I was wondering if Redcard worked with payroll cards and if it is a terrible thing to get a payroll card. I don't currently have a bank account. I heard a tiny bit about Target having its own credit union. How is that? I am a bit confused.
 

redeye58

Hasta Ba Rista, Baby!
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Don't know about redcard; you can use your TM discount with the Target payroll card but they charge fees on everything.
Better to check into a local credit union & learn where their ATMs are located so you can avoid fees.
There's also a thread on Target's credit union.
 

commiecorvus

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I would avoid the payroll card, they have a very bad reputation.
Like redeye said any local credit union is going to be a much better option, just get direct deposit so you don't have to travel much and get the Target debit card so you get the 5% off.
 

Electronics Man

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I am with a great Credit Union. It has no branches except for the main office building. That is ok though, as I can make deposits in any other credit union's ATM's. Credit Union > banks for sure! No fees, money deposited into ATM's is availible right away, and I can deposit checks from my phone if needed and it goes in right away!.
 

bullseyekindaguy

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