I used to avoid making them as well, but once I learned, I would make them any chance I got. Good excuse to take a few minutes out from running around the back room.
I was taught (especially if the baler is quite full) to use 10 wires. 2 on each outside space, 2 on each inside space, and 1 in each of the other two spaces. So 2-1-2, 2-1-2. It may be unnecessary to use more than 6, but that's how I learned. That's how I do it.
Feed the looped end in through the bottom from front to back, and then out through the top from back to front. So now you have both ends at the front of the baler. Looped end on top, straight end on the bottom.
Feed the straight end upwards through the looped end, then bend it downward towards the floor. Take the straight end and wrap about half of the slack around a few times (number of time depends on how much slack you're dealing with.) Then I bend (still the straight end) upwards and wrap the rest of the slack around the rest of the way.
I make bales fairly often, and never had a wire pop on me.
P.S. PLEASE make sure you position the pallet correctly. As you're facing the front of the baler, the slats should be running in the same direction your wires will be running (front to back, not left to right). I've had to fix a couple new guys' bales when they did it the other way around. Fixing it involves two people and two crowns, and it's a pain to do.
Pro tip: move the pallet jack out of the way when ejecting the bale. Don't leave it in the path of the falling bale. This may cause the pallet to move out of position.