Target contributes to your wellness account if you complete tasks designed to promote responsible health,
ie: annual check-up, screenings like colonoscopies or mammograms, selecting a primary care doctor, reading up on the differences between deductibles & coinsurance.
TMs can earn up to $500 ea year for completing these activities.
This isn't anything new but the requirements change year to year.
The difference in the accounts is that FSA money needs to be used up before year's end whereas unused HSA funds can roll over to the next year.