Discounts and Visa Cards

Joined
Oct 25, 2017
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2
I think this has been answered before, not sure. Just gonna ask again. So! I am pretty lost with how the Team Member Discount works when it comes to paying. I tried using my debit card (not the redcard) while applying the TM discount but it wouldn't accept it. I ended up paying with cash but I was wondering. Do I have to use a RedCard, or something of that sort?
 

redeye58

Hasta Ba Rista, Baby!
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Jun 9, 2011
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You can also use it with a Target gift card or a Starbucks card.
And just because you can use it with a Target gift card, do NOT use your non-Target card to buy/reload a Target gift card for the purpose of circumventing TM discount policy.
AP tracks such transactions & you CAN be termed for it.
You CAN use your non-Target card to reload your Starbucks app or card because of Starbucks' policy & the franchise agreement.
 
Joined
Jan 8, 2016
Messages
94
You can also use it with a Target gift card or a Starbucks card.
And just because you can use it with a Target gift card, do NOT use your non-Target card to buy/reload a Target gift card for the purpose of circumventing TM discount policy.
AP tracks such transactions & you CAN be termed for it.
You CAN use your non-Target card to reload your Starbucks app or card because of Starbucks' policy & the franchise agreement.
This sounds like a lie to me that people made up to scare people. I don't see target wasting time and money on stuff like this.
 

Yetive

Servant of 2 Masters
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Feb 3, 2016
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It's not a lie. Not a priority, certainly, but if someone is being watched for something else, it can be a nail in the coffin. Several years ago, we were all "retrained" on using gift cards purchased with visa cards. I know it was because of tms doing it, but none of them were fired.
 

GoodyNN

Plays with strings; Bacon Number of 2
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We did have at least one TM termed at my store for buying gift cards with a bank card and then using the gift card to get the TM discount.

And yes, I think they were already under suspicion.
 
Joined
Jun 4, 2014
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I think if you refill a gift card every other month with $25-50 or whatever you think you will spend during that time (using a CC) and then using it with a discount card, it would probably attract a lot less attention then the idiot team member who asks a cashier to ring up an order and then suspend and then runs over to self check out to add that exact amount onto a gift card using a credit card or non target debit.
 

Amanda Cantwell

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I think if you refill a gift card every other month with $25-50 or whatever you think you will spend during that time (using a CC) and then using it with a discount card, it would probably attract a lot less attention then the idiot team member who asks a cashier to ring up an order and then suspend and then runs over to self check out to add that exact amount onto a gift card using a credit card or non target debit.
At that point though you might as well just get the RC for the extra discount or pay cash
 

redeye58

Hasta Ba Rista, Baby!
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I think if you refill a gift card every other month with $25-50 or whatever you think you will spend during that time (using a CC) and then using it with a discount card, it would probably attract a lot less attention then the idiot team member who asks a cashier to ring up an order and then suspend and then runs over to self check out to add that exact amount onto a gift card using a credit card or non target debit.
If anything, it flags even more because you're establishing a pattern of use & your TM# will be tied to that gift card that you're using over & over.
 

GoodyNN

Plays with strings; Bacon Number of 2
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On the subject of reloading....

I have a GC that was originally purchased with new funds using my RC, and I continually reload it with promo offers (buy 4, get $5 ), as well as some refunds for returned merch, depending on how quickly I need access to that money. I've never had a problem using that card with my TM discount, but now this thread has me wondering if that type of usage is going to raise red flags.
 

GoodyNN

Plays with strings; Bacon Number of 2
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Amanda, even when a guest asks to add the funds to an existing card so they don't have more plastic in their wallet?
 

redeye58

Hasta Ba Rista, Baby!
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Jun 9, 2011
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On the subject of reloading....

I have a GC that was originally purchased with new funds using my RC, and I continually reload it with promo offers (buy 4, get $5 ), as well as some refunds for returned merch, depending on how quickly I need access to that money. I've never had a problem using that card with my TM discount, but now this thread has me wondering if that type of usage is going to raise red flags.
As Yetive said, no, because the loading source is from a promotion & NOT a non-target credit/debit card.
I've had several regulars who load the same giftcard whenever they take part in a promo deal.
 
Joined
Sep 5, 2016
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What about using a target gift card obtained by using rewards points from a non-target credit card? It's not "buying" the gift card....Would this be ok?
 

Amanda Cantwell

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What about using a target gift card obtained by using rewards points from a non-target credit card? It's not "buying" the gift card....Would this be ok?
If you rightfully earned it I can’t imagine it would be a problem. I occasionally usually gift cards that were given to me as gifts
 
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Sep 5, 2016
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Right, I had to spend 5k to get a $50 gift card....not like I used the card just to directly buy it....I assumed it was ok...but thought asking couldn't hurt ;)
 

Amanda Cantwell

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Right, I had to spend 5k to get a $50 gift card....not like I used the card just to directly buy it....I assumed it was ok...but thought asking couldn't hurt ;)
Id still ask your APTM. that way if they do look into it you can say you got permission
 

TM2

Joined
Nov 30, 2015
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237
Right, I had to spend 5k to get a $50 gift card....not like I used the card just to directly buy it....I assumed it was ok...but thought asking couldn't hurt ;)
This is fine. You just can't purchase a gift card to circumvent the general policy.
 
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